{"timestamp":"2026-07-27T01:18:31.884082+00:00","source":"LoneStarOracle RealEstatePulse — FRED/St. Louis Fed","mortgage_rates_pct":{"rate_30yr_fixed":6.58,"rate_15yr_fixed":5.96,"rate_5yr_arm":6.06,"as_of":"2026-07-23"},"macro":{"fed_funds_rate_pct":3.63,"treasury_10yr_pct":4.71},"housing":{"starts_thousands":1427.0,"months_supply":9.3,"case_shiller_hpi":332.678,"affordability_index":102.3,"as_of":"2026-06-01"}}